only and is not intended to provide legal or tax advice. See the ETF Model Portfolio page for geographic weightings. A … Read our ( investment risk disclosure ) for more information. Market-weighted index of US Treasury inflation-protected securities with a remaining maturity of 15 years or more. For more information you may contact 888-978-4979 for copies of It invests in 60% equity and 40% fixed income. Since bonds are forbidden, no fixed-income instrument is included. Our balanced portfolios are suitable for an investor with low-to-medium risk tolerance. Group, LLC or Wealthsimple. The mutual fund results assume an average cost of investing in mutual funds of 1.93% †. Portfolios are sorted with by way of the bond to stock ratio. The investment return and principal value of an investment will fluctuate so that, when redeemed, shares/units may be worth more or less than their original cost. The MER of this portfolio ranges from 0.13% to 0.16%. Apex is unaffiliated with Advised Assets AAG and Wealthsimple are indirectly This scenario Save accounts are offered by Wealthsimple, US, LTD. AAG hired Wealthsimple ETFs are not mutual funds. ©2020 Empower Retirement, LLC. hello all, I just joined wealthsimple, and I was wondering if there is a way to daily track the portfolio performance? Our balanced portfolios are designed for an investor with low-to-medium risk tolerance. Performance data quoted represents past performance and is not a guarantee or prediction of future results. This portfolio is optimized not only for performance but to comply with Islamic law. Market cap weighted index composed of US stocks and screened for certain environmental, social, and corporate governance (ESG) criteria. Given this fund's 1% MER; it's competitively priced with robos. please see their website at www.apexclearing.com. expenses. For Wealthsimple Invest, they will charge you a 0.5% management fee. The portfolio has grown by 22.4% (net of fees) since Wealthsimple's launch on January 30, 2017, to December 31, 2019. either an open-end investment company (generally known as “funds”) or a unit For more information about the fees assessed by the ETFs, please Clearing Corporation, Member FINRA/SIPC. MAW104 has been talked about for many years as a go-to; and it's one I've talked about in the media for many, many years. Past performance is not an indicator of future outcomes. This isn't even keeping up with inflation. ETF shares are a It does not expose your capital to significant risk, and it does not keep it too conservative. review the ETF disclosure documents. However, this fee drops to 0.4% when you deposit more than $100,000. ETFs are not mutual funds. Your portfolio will be invested in the following funds: The Expense Ratio of this portfolio is 0.12% and the management fee of this portfolio is 0.55%, The indicated dividend yield of this portfolio is 1.56%. The Investment Service Fee does not include the cost of the Exchange Traded Wealthsimple portfolio performance. Wealthsimple keeps it straightforward by having only three main portfolios, with a different mix of stocks and fixed income. For example, the management fee for both of these robo-advisors is less than 0.5%. ETF shares are a securities through the Empower Easy platform they will pay two levels of Account owners should be aware that to the extent they invest in ETF This scenario The first portfolio is 40% bonds and 60% stocks. the ETF disclosure documents. Read carefully before investing. The portfolio has grown by 17.7% (net of fees) since Wealthsimple's launch on January 30, 2017, to December 31, 2019. Empower reserves the right to change and/or modify pricing. Performance as of 12/31/2019 (Cumulative) 1m. To produce the comparison below I've compared the comparable Wealthsimple portfolios vs the equivalent Wealthify portfolios and Nutmeg portfolios. Wealthsimple is my first robo advisor experience, and although the ux is nice and intuitive, the important matter of ROI is lacking. Clearing Corporation, Member FINRA/SIPC. securities through the Empower Easy platform they will pay two levels of Apex is unaffiliated with Advised Assets 1.0%. How has the Growth SRI portfolio performed? to provide subadvisory services. The MERs on Wealthsimple’s ETFs average about 0.2% (and a little higher for socially responsible investments, ranging from 0.25% to 0.4%). Advisory services for Empower Easy IRA and Empower Easy Invest accounts are Thank you. You can choose a portfolio weighting “according to environmental and social impact, as well as for performance.” The portfolio selection still follows the rest of the portfolio strategies at Wealthsimple in that you can choose from Conservative, Balanced, or Growth. How has the Balanced SRI portfolio performed? How has the Conservative SRI portfolio performed? Long Term Treasury ETF with exposure to US Treasuries with a remaining time to maturity of 10 or more years. You may contact 888-978-4979 for copies Questrade and Wealthsimple are both renowned for offering very low fees in comparison to traditional fund managers. collection of securities bought and sold at market price, which may be All rights reserved. I’m confident of getting another job shortly thereafter. Conservative Portfolio Performance – 16% Balanced Portfolio Performance – 17.7% Growth Portfolio Performance – 23.5% Because Wealthsimple has not been around all that long, the data, unfortunately, doesn’t go back very far. ETFs are a type of exchange-traded investment product that must register as Life & Annuity Insurance Company. exactly match the performance of the index or market benchmark. offered by Advised Assets Group, LLC. review the ETF disclosure documents. Taxable Portfolio Performance. costs more than if an account owner purchased the ETF directly. The table below shows the Wealthify vs Wealthsimple VS Nutmeg performance for 2019. Performance. Period. The growth portfolio has an 80/20 stock/bond split. plus any management fees charged by the issuer of the ETF. The Questwealth Balanced Portfolio has an annual fee of 0.38%, compared to mutual funds that have an average annual fee of 2.17% (91 comparable Class-A Canadian Global Neutral Balanced Funds). Performance numbers are net of fees and reflect the reinvestment of dividends and other earnings. Investor type: Our balanced portfolios are suitable for an investor with low-to-medium risk tolerance. costs more than if an account owner purchased the ETF directly. Investment In comparison, the management fee for an actively managed mutual fund is about 2.3%. plus any management fees charged by the issuer of the ETF. Performance data quoted represents past performance and is not a guarantee or prediction of future results. only and is not intended to provide legal or tax advice. Past performance is no guarantee of future results. As Wealthsimple launched in 2017 they have a track record going back two and a half years. For more information about the fees assessed by the ETFs, please But if you have a balanced portfolio, then the performance of any one stock ceases to be as important. Breakdown and performance: To view a full breakdown of the funds your portfolio will be invested in and performance information, click here. their original cost. affiliated registered investment advisers. The portfolio has grown by 17.7% (net of fees) since Wealthsimple's launch on January 30, 2017, to December 31, 2019. You can view your own portfolio performance by logging into your account. We'll be in touch soon. Unlike mutual funds, individual affiliated registered investment advisers. This is based on an initial investment of $30,000 and a yearly contribution of … Funds. offered by Advised Assets Group, LLC. Performance as of 12/31/2019 (Cumulative) 1m. Here’s the asset allocations for the conservative, balanced, and growth portfolios: 1. Unlike mutual funds, individual How has the Growth SRI portfolio performed? The Balanced portfolio offers investors a middle ground. Your IRA portfolio will be invested in the following funds: The Expense Ratio of this portfolio is 0.10%, The 12 month dividend yield of this portfolio is 2.47%. What this means is that the portfolio has a Growth risk profile (i.e. shares of ETFs are not redeemable directly with the issuer. Wealthsimple offers two ethical investing options: Socially Responsible Investing portfolios (in Conservative, Balanced, or Growth based on your risk tolerance) and a Halal portfolio. Thanks! The other is the simple, cheap balanced fund. Thanks so much for getting in touch. The portfolio is made up of 10 different … AAG, Wealthsimple or any other party. We've modelled a 50% equity portfolio below. All rights reserved. And there are, of course, the various balanced ETFs that carry annual costs south of 0.25%. Future results are not guaranteed by ©2020 Empower Retirement, LLC. Fixed Income ETF tracking the total return of the Bloomberg Barclays US Treasury 3-10 Year Index. of the ETF disclosure documents. Account owners should be aware that to the extent they invest in ETF The balanced uses a 50/50 split, and the conservative portfolio has a 65/35 split that favors stocks over bonds. higher or lower than the net asset value (NAV) and performance may not Life & Annuity Insurance Company. I was given paperwork to complete my rollover, VanEck Vectors Fallen Angel High Yield Bond ETF. Their balanced portfolio (known as Risk Level 5 has a 60% equity exposure) has grown by 10.46% (net of fees) since the portfolio was launched on July 6th, 2017 to 31st May 2020. investor's shares, when redeemed or sold, may be worth more or less than If you are relatively cautious with your capital but are willing to seek a return commensurate with reasonable risk, this portfolio may be for you. All quoted performance figures are net of Wealthsimple’s standard 0.70% annual charge and the underlying fund fees. The basic portfolios that Wealthsimple offers are balanced, conservative and growth. The investment return and principal value of an investment will fluctuate so that, when redeemed, shares/units may be worth more or less than their original cost. Your Taxable portfolio will be invested in the following funds: The Expense Ratio of this portfolio is 0.15%, The 12 month dividend yield of this portfolio is 2.85%. We've modeled a 50% taxable equity portfolio below. You may contact 888-978-4979 for copies Here’s what a Balanced portfolio might look like: So, depending on the size of … Growth portfolio, with 80% stocks and 20% bonds. Wealthsimple Portfolio Performance Wealthsimple’s portfolio performance has been abysmal compared to both other UK robo-advisors and to the global stock market. This material has been prepared for informational and educational purposes Read carefully before investing. ETFs are a type of exchange-traded investment product that must register as The average underlying fund fees for our conventional portfolios is 0.17% per annum. 3m. The value of your portfolio with Wealthsimple can go down as well as up and you may get back less than you invest. Their socially responsible, or SRI, portfolios invest your cash in socially responsible companies across North America and the globe, as well as Canadian bond ETFs for balance and income. 0.1%. My "balanced" portfolio got 0.6% return to date. AAG and Wealthsimple are indirectly the ETF disclosure documents. Performance numbers are net of fees and reflect the reinvestment of dividends and other earnings. It has the steady cash flow much like the Income Portfolio mixed with the potential gains of the Growth Portfolio. How has the Balanced portfolio performed? How has the Balanced SRI portfolio performed? The high-growth portfolio has an annualized return of just 5.4% since the platform’s inception in 2014, and numerous years have seen negative annual returns. The graph assumes both have a 7% rate of return before fees and a 2% rate of inflation. Future results are not guaranteed by aggressive). For growth with a moderate level of risk, the Balanced Portfolio may be right. Securities available through the Empower Easy platform are offered by Apex Empower reserves the right to change and/or modify pricing. The portfolios are rebalanced quarterly. Schwab Intermediate-Term U.S. Treasury ETF. How has the Balanced portfolio performed? Balanced portfolio, including 50% bonds and 50% stocks. In January 2021, I will receive a commutation lump sum of about £50,000. If you are relatively cautious with your capital but are willing to seek a return commensurate with reasonable risk, this portfolio may be for you. I’ve been putting off writing a Wealthsimple review for a while now due to the fact I personally do not personally use robo advisor, instead preferring to cut costs to the bone with my Questrade, my top rated discount brokerage, DIY strategy. The portfolio is likelier to give you more ups and downs but offers a better long-term overall return. We've received your inquiry and are working on getting it to the right expert on our Client Success team. Advisory services for Empower Easy IRA and Empower Easy Invest accounts are ETFs are subject to risks similar to those of their returns will vary based on market conditions and volatility, so that an To allow me to go part-time, I will need about £25,000 until March 2020 when I will be retiring. Wealthsimple also offers a Halal portfolio, which consists of a 100% equity allocation in 50 stocks. How has the Conservative SRI portfolio performed? Wealthsimple AUM, Returns, & Portfolio Performance. Group, LLC or Wealthsimple. advisory compensation – advisory fees charged by the Empower Easy platform How has the Conservative portfolio performed? The portfolios invest in ETFs that include bonds, worldwide stocks, and Canadian stocks. collection of securities bought and sold at market price, which may be AAG is a subsidiary of Great-West For more information you may contact 888-978-4979 for copies of The CI Direct Investing results assume CI Direct Investing's management fee plus the 0.25% MER of our Balanced ETF portfolio. Portfolio returns are estimated year to date. to provide subadvisory services. Carefully consider the investment option’s objectives, risks, fees and Wealthsimple’s performance does not do much to justify the platform’s high fees, and is notably worse than the performance of competitors Wealthfront and Betterment. How has the Balanced portfolio performed? BMO SmartFolio publishes the historical performance of their model portfolios. Save accounts are offered by Wealthsimple, US, LTD. AAG hired Wealthsimple This material has been prepared for informational and educational purposes The Investment Service Fee does not include the cost of the Exchange Traded Instead, Wealthsimple focuses on how the portfolio as a whole is doing and attempts to keep your portfolio balanced. ETFs are subject to risks similar to those of their Since the Growth portfolio was launched in 2017, it has returned just 13.1%. We've modeled a 50% taxable equity portfolio below. We've modeled a 50% IRA equity portfolio below. Current performance may be lower or higher than performance data shown. As noted earlier, the Wealthsimple Halal Investing Portfolio is an all-equity portfolio consisting of 50 different stocks. Funds. For additional information about Apex, How has the Conservative portfolio performed? returns will vary based on market conditions and volatility, so that an The portfolio has grown by 22.4% (net of fees) since Wealthsimple's launch on January 30, 2017, to December 31, 2019. Carefully consider the investment option’s objectives, risks, fees and Wealthsimple Invest is for people looking to grow their savings over the long-term. The Wealthsimple Halal portfolio. Questrade vs Wealthsimple: Fees and minimum deposits. AAG, Wealthsimple or any other party. please see their website at www.apexclearing.com. their original cost. exactly match the performance of the index or market benchmark. For example, below is a snapshot of the returns provided by a Balanced Portfolio since its inception in 2016. This is done with a diversified, low-fee portfolio that is … The halal investing portfolio risk profile is in line with Wealthsimple's growth portfolio offerings because it is invested 100% in equities and designed to track the broad market's performance. Regarding returns and portfolio performance, let's level the playing field between Wealthsimple and Wealthsimple … For additional information about Apex, Advisory services for Empower Easy advisory compensation – advisory fees charged by the Empower Easy platform either an open-end investment company (generally known as “funds”) or a unit Source: Portfolio … Its interest is in making sure your total investment grows, not merely in the growth of the individual stocks in the portfolio. Securities available through the Empower Easy platform are offered by Apex underlying securities. investment trust. of the ETF disclosure documents. The portfolio has grown by 16.3% (net of fees) since Wealthsimple's launch on January 30, 2017 to September 30, 2019. investment trust. We've modelled a 50% equity portfolio below. Period. shares of ETFs are not redeemable directly with the issuer. underlying securities. expenses. investor's shares, when redeemed or sold, may be worth more or less than Is this normal? Please share your returns so we can compare. I have a sizeable fund portfolio under an ISA wrapper with Hargreaves Lansdown. Current performance may be lower or higher than performance data shown. BMO SmartFolio Performance and Growth. Investment Advisory services for Empower Easy AAG is a subsidiary of Great-West Global stocks, excluding US companies, screened on broad ESG criteria. higher or lower than the net asset value (NAV) and performance may not This is compared to over 25% for the stock-heavy portfolio from competitor Wealthify. In the survey of fund and robo-adviser portfolios, the one with the Canada weighting closest to the MSCI World Index was offered by Wealthsimple. Wealthify now provides performance data for 2019 (it doesn't have a performance history that goes much beyond 2018). 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